Tonight's Powerball jackpot is $500 million....and growing, as ticket sales increase.  It's the second highest jackpot in lottery history. As for your chance to win it, odds are 1 in 175 million. 

But people do win....and most say it changes your life.  Some even say psychological planning is as important as financial planning for winners.

And if you win, experts say the first thing to do is SIGN the ticket and put it in a safe place.  Wait to tell the world until after you get a team of financial advisers and lawyers in place.

Get the whole story HERE.